Years ago, science fiction writer Poul Anderson (1926-2001) wrote a short essay on the writing of heroic fiction, On Thud and Blunder. Read it if you get a chance, it is a good introduction to realities faced by player characters.
The article appeared in the third volume of a collection of heroic fantasy stories called Swords and Sorcery. Poul was not only a member of the Swordsmen and Sorcerors’ Guild of America (SAGA), who put out the Flashing Swords collection, he was also known as Sir Béla of Eastmarch, a Court Baron of the Kingdom of the West in the Society for Creativity Anachronism. That is to say, he knew his way around the lists, and how to wield sword and shield. His books Three Hearts and Three Lions (1953) and The Broken Sword (1954) demonstrate that.